We have an important update regarding the payroll process for all our Indonesia-based clients using our Payroll Module and Payroll Outsourcing services. Starting from 2027, the Indonesian government will enforce a new regulation that may affect your business operations.



What is TAPERA?
The Tabung Perumahan Rakyat (TAPERA) or Public Housing Savings is a government-initiated program aimed at providing affordable housing financing to enhance national welfare. This initiative was formalized through Government Regulation No. 21 of 2024, amending the earlier Government Regulation No. 25 of 2020. 

 

Who is affected?
The new amendment, introduced in May 2024, mandates savings contributions from both employers and employees who meet the following criteria: 

  • Age: 20 years and above
  • Marital Status: Married
  • Income: Above the minimum wage
  • Employment Categories:
    • Private Employees
    • Self Employed
    • Civil Servants
    • Indonesian National Military (TNI)
    • Civil Service Applicants
    • State-Owned Enterprises (BUMN) Employees
    • Provincially Owned Corporation (BUMD) Employees
    • Private Owned Enterprises (BUMS) Employees


Contribution Details 

  • Employers are required to contribute 0.5% of the employee's salary.
  • Employees will have 2.5% of their salary deducted monthly.


Implementation Timeline 

Although this regulation is set to take effect in 2027, the Ministry of Public Works and Housing (PUPR) announced in July 2024 that the mandatory participation will be extended to ensure a smooth transition. 

 

References

For more details, please refer to: 


Given that this information is quite recent, we anticipate that further details will come to view over time. We will be able to provide you with additional information as it becomes available. In the meantime we suggest reviewing these updates to assess potential impact on your business.



Have questions or require assistance? Reach out to our support team via live chat or email us at support@briohr.com.